Aphelian - Guardian of the Energy Transition

Traditional insurance models

weren't built for solar

We built what's next. Specialized risk intelligence and coverage for renewable energy assets

— backed by Lloyd's of London.

Specialized risk intelligence.
Purpose-built coverage.

APEX Risk Engine

Data-driven risk scoring built on 80 years of historical climate and site data. Analyzes assets across climate equipment, and operational factors - designed specifically for renewable energy.

Peril-specific modeling

Equipment-level analysis

Built on 80 years of NOAA/NCEI data

Repower and Recover

End-to-end claims management designed to compress recovery timelines. Engineering-led assessments, pre-vetted contractor network, and carrier-ready documentation.

Preliminary repowering engineering

Pre-arranged contractor network

Documentation within 45 days

Coverage Placement

Underwriting and placement for renewable energy risks through Lloyd's of London syndicates and rated carriers. Coverage structures designed around how energy assets actually fail.

All-risk property and BI

Access Lloyd's syndicates

Lloyd's coverholder in-progress

Specialized risk intelligence.
Purpose-built coverage.

APEX Risk Engine

Data-driven risk scoring built on 80 years of historical climate and site data. Analyzes assets across climate equipment, and operational factors - designed specifically for renewable energy.

Peril-specific modeling

Equipment-level analysis

Built on 80 years of NOAA/NCEI data

Repower and Recover

End-to-end claims management designed to compress recovery timelines. Engineering-led assessments, pre-vetted contractor network, and carrier-ready documentation.

Preliminary repowering engineering

Pre-arranged contractor network

Documentation within 45 days

Coverage Placement

Underwriting and placement for renewable energy risks through Lloyd's of London syndicates and rated carriers. Coverage structures designed around how energy assets actually fail.

All-risk property and BI

Access Lloyd's syndicates

Lloyd's coverholder in-progress

About us

We're more than an insurtech  

We're building the risk infrastructure for the energy transition

We're more than an insurtech  

We're building the risk infrastructure for the energy transition

Traditional catastrophe models weren't built for solar. Industry research shows they can underestimate renewable energy losses by orders of magnitude. So we built APEX - a risk engine designed from the ground up for how energy assets actually fail.

Our thesis is simple

The energy transition will be the largest capital deployment in human history. Every asset needs to be measured, insured, and protected. We're building the infrastructure to make that possible.

Where insurance meets energy

From Lloyd's of London to to solar fields across three continents, we bring institutional underwriting discipline and specialized risk intelligence to an industry that needs it most.

Lloyd's

Backed

Selected for Lloyd's of London's flagship insurtech accelerator program

$1M

NYSERDA Grant

Awarded by New York State Energy Research and Development Authority

#1 InsurTech

Global

Winner of the Global Early-Stage InsurTech Competition 2025

Pilot Sites

Technology deployed across 3 continents - North America, Africa, and India

Solution

Built for the full insurance

ecosystem

Built for the full insurance

ecosystem

For Carriers

Syndicates

Superior risk selection and claims outcomes

LION scoring on every submission

R&R claims management

Portfolio-level monitoring and reporting

Improved loss ratio performance

Dedicated underwriting support

For Asset Owners

All-Risk & BI

Coverage designed for renewable energy risks

Smarter BI waiting periods available

All-risk physical damage coverage

Production-based business interruption

Equipment breakdown coverage options

R&R claims support included

For Brokers

Wholesale + Retail

Superior risk selection and claims

outcomes

LION risk reports for client presentations

Quantified gap analysis for renewals

Access to Lloyd's capacity

Specialized underwriting support

Dedicated underwriting support

Repower & Recover

Recover faster. Repower smarter

Engineering-led claims management with pre-vetted contractors and carrier-ready documentation, designed to compress recovery timelines when it matters most.

See How It Works

Talk to Our Team

Ready to protect the energy transition

Phone

(919) 257 8826

support@aphelian.com

Address

6617 Turkey Farm Road

Chapel Hill, NC 27514